5 Tips To Avoid Online Shopping Scams

Your Guide to Secure Online Purchases

posted Feb 21, 2024 by James Lowe

Navigating the online shopping landscape can feel like dodging digital pitfalls, but with a few smart moves, you can steer clear of scams and have a smooth shopping experience. Here’s how to shop wisely and avoid getting duped:

Delete Unsolicited Deals:

Scammers are crafty, often using current events to concoct tempting but fake deals. Got an out-of-the-blue email or text flaunting an incredible offer? It’s likely a scam. Trust your gut and hit delete.

Question Free Shipping Claims:

With the supply chain often in a twist, some retailers dangle free shipping offers that seem too good to pass up. But don’t let the promise of a deal blind you to the reality of a scam. If it sounds too good to be true, it probably is.

Opt for Guest Checkout:

Whenever possible, bypass the login and check out as a guest. It might mean sacrificing convenience and not having your preferences saved, but it also means giving away less info that could be gold for scammers.

Verify Real-Life Presence:

A legit online store will have real-world ties, like a physical address and a reachable phone number. Make sure these details are easy to find and check out; they’re good indicators you’re dealing with a genuine seller.

Go for Credit Over Debit:

While using a debit card can help keep debt at bay, credit cards offer a safety net debit cards can’t match. Thanks to federal laws, your liability for unauthorized charges on a credit card is capped at $50. Plus, sorting out unauthorized charges on a credit card is usually quicker than with a debit card, which is directly linked to your bank account.

Conclusion

Remember, the key to safe online shopping is a mix of skepticism and smart practices. Keep these tips in mind, and you’ll not only protect your wallet but also enjoy a hassle-free shopping experience.